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Terms of Service

These Terms of Service ("Terms") govern your use of the Biatec MCP Server service provided by Scholtz & Company, j.s.a. ("Company," "we," "us," or "our").

1. Acceptance of Terms

By accessing or using the Biatec MCP Server service, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access the service.

2. Service Description

Biatec MCP Server provides:

• Secure Algorand account management through Google Drive integration
• Model Context Protocol (MCP) server functionality
• Device pairing and cross-device synchronization
• Blockchain transaction signing and management
• Security monitoring and Cross-Account Protection

3. Service Plans and Pricing

4. Account Registration and Security

4.1 Account Creation

To use our service, you must:

• Have a valid Google account
• Provide accurate and complete information
• Be at least 18 years old
• Comply with all applicable laws

4.2 Account Security

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities under your account
• Notifying us immediately of any unauthorized access
• Using strong authentication methods

5. Acceptable Use Policy

You agree not to:

• Use the service for illegal or unauthorized purposes
• Violate any applicable laws or regulations
• Interfere with or disrupt the service
• Attempt to gain unauthorized access to systems
• Use the service to store or transmit malicious code
• Engage in any form of market manipulation
• Reverse engineer or attempt to extract source code

6. Payment Terms

6.1 Wealth-Based Service Model

• Service tiers are automatically assigned based on portfolio value
• No monthly subscription fees or billing cycles
• Access to features is determined by your total Algorand portfolio value
• Portfolio values are calculated using real-time EUR market prices
• Tier assignments are updated daily based on portfolio fluctuations

6.2 Portfolio Calculation

• All Algorand assets across connected accounts are included
• Values are calculated in EUR using current market rates
• Portfolio snapshots are taken daily at 00:00 UTC
• Tier changes take effect immediately upon portfolio valuation updates

6.3 Enterprise Services

Enterprise tier users (portfolio > €1,000,000) may opt for additional premium services with custom pricing:

• Dedicated account management - Custom pricing
• On-premise deployment - Starting at €5,000/month
• Custom integrations - Project-based pricing
• Enhanced SLA agreements - Custom terms

7. Service Availability and Performance

7.1 Service Level Agreements

Tier	Portfolio Value	Uptime SLA	Support Response
Free	< €10,000	Best effort	48-72 hours
Professional	€10,000 - €1,000,000	99.5%	24 hours
Enterprise	> €1,000,000	99.9%	4 hours

7.2 Maintenance

We may perform scheduled maintenance with advance notice. Emergency maintenance may occur without notice.

8. Data Protection and Privacy

Your privacy is important to us. Please review our Privacy Policy for information about how we collect, use, and protect your data.

9. Intellectual Property

The service and its original content, features, and functionality are owned by Scholtz & Company, j.s.a. and are protected by international copyright, trademark, and other intellectual property laws.

10. Disclaimers and Limitations

10.1 Service Disclaimers

The service is provided "as is" without warranties of any kind. We disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.

10.2 Financial Risks

10.3 Limitation of Liability

Our liability is limited to the maximum extent permitted by law. In no event shall we be liable for:

• Indirect, incidental, or consequential damages
• Loss of profits, data, or use
• Damages exceeding the amount paid for the service in the preceding 12 months

11. Indemnification

You agree to indemnify and hold harmless the Company from any claims, damages, or expenses arising from your use of the service or violation of these Terms.

12. Termination

12.1 Termination by You

You may terminate your account at any time by contacting us or using the account deletion feature.

12.2 Termination by Us

We may suspend or terminate your account if you:

• Violate these Terms
• Fail to pay applicable fees
• Engage in fraudulent or illegal activities
• Pose a security risk to our systems

12.3 Effect of Termination

Upon termination:

• Your access to the service will cease immediately
• We will delete your account data within 30 days
• Your encrypted data in Google Drive remains under your control
• You remain responsible for any outstanding fees

13. Governing Law and Jurisdiction

These Terms are governed by the laws of Slovakia. Any disputes shall be resolved in the courts of Bratislava, Slovakia.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes via:

• Email notification
• Website announcement
• In-service notifications

Continued use of the service after changes constitutes acceptance of the new Terms.

15. Contact Information

For questions about these Terms, contact us:

16. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Scholtz & Company, j.s.a. regarding the use of the service.

These Terms of Service are effective as of December 2024 and govern your use of the Biatec MCP Server service provided by Scholtz & Company, j.s.a.